Peebles Insurance

MONEY SAVING DISCOUNTS

Higher Physical Damage Deductibles	By taking a higher deductible on your Collision and Comprehensive coverage, you can reduce your premium. Savings vary by deductible.
Non-Stacked Uninsured	You can choose non-stacked uninsured motorist coverage and receive a significant cost savings over stacked uninsured motorist coverage.
Motorist Coverage	Under non-stacked uninsured motorist coverage you are entitled to only the limits of uninsured motorist coverage applicable to the vehicle in which injuries occur.
A.P.C. Course	If you are 55 or older, you may be eligible for reduced rates if you successfully complete a motor vehicle accident prevention course approved by the Department of Highway Safety and Motor Vehicles. For more information, call the American Association of Retired Persons (AARP) at (813) 576-2895.
Restricted Mileage	If you are 65 or older, you may be eligible for reduced rates if you drive less than 5,000 miles per year. 5% savings on Bodily Injury, Property Damage, Collision coverage and Personal Injury Protection.
Wage Loss Exclusion	If you are retired or a student or on permanent disability, and you and no one in your household works, you can save money by excluding wage loss benefits on your personal injury protection coverage. You will receive the same benefits (for less money) that you would receive by not excluding this benefit. 20% savings on PIP coverage or combined (up to 52% savings if wage loss with $2,000 deductible.) .
PIP Military Benefits Coordination	If you are a member of the Armed Forces and have access to military medical benefits, you can save money by selecting the Military Benefits Coordination option. 30% savings on PIP coverage.
Preferred Provider Program on Personal Injury Protection Coverage	By selecting the Preferred Provider Program you pay less for your auto insurance and receive more benefits when you need them. You will receive a 15% discount on your Personal Injury Protection premium at the time you purchase your policy and Progressive will pay 90% of your waived medical expenses. Basic PIP coverage pays only 80%.